*{box-sizing:border-box;margin:0;padding:0}
:root{--bg:#062a5e;--bg2:#04204a;--card:#0b3a7a;--card2:#0a336c;--line:#1a58a8;--txt:#eaf4ff;--mut:#a8c8ef;--acc:#ffb020;--acc2:#ff8a00;--cy:#31c6ff}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--txt);font:16px/1.65 "Segoe UI",Roboto,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--acc);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:1180px;margin:0 auto;padding:0 16px}
header.top{position:sticky;top:0;z-index:50;background:linear-gradient(180deg,#0a4fa0,#073a7c);border-bottom:1px solid var(--line)}
.topin{display:flex;align-items:center;gap:18px;height:72px}
.logo img{height:36px;width:auto}
nav.main{display:flex;gap:16px;flex:1;flex-wrap:wrap}
nav.main a{color:#d6e8ff;font-size:14px;font-weight:700;text-transform:uppercase;letter-spacing:.4px}
nav.main a:hover{color:#fff;text-decoration:none}
.tbtns{display:flex;gap:8px}
.btn{display:inline-block;padding:11px 22px;border-radius:999px;font-weight:800;font-size:14px;text-align:center;border:0;cursor:pointer}
.btn-ghost{background:transparent;color:#eaf4ff;border:2px solid #4b9bff}
.btn-gold{background:linear-gradient(180deg,#ffc54d,#ff8a00);color:#26210a;box-shadow:0 3px 0 #b95f00}
.btn-gold:hover{background:linear-gradient(180deg,#ffd576,#ffa01f);text-decoration:none}
.btn-lg{padding:15px 36px;font-size:17px}
h1{font-size:40px;line-height:1.15;margin:26px 0 16px;font-weight:800}
h2{font-size:27px;margin:34px 0 12px;font-weight:800}
h3{font-size:20px;margin:22px 0 8px;font-weight:700}
p{margin:0 0 14px;color:#dcebff}
ul,ol{margin:0 0 16px 20px}
li{margin:0 0 7px;color:#dcebff}
.banner{border-radius:18px;overflow:hidden;border:2px solid var(--line);margin:8px 0 4px;position:relative}
.banner img{width:100%;height:300px;object-fit:cover;object-position:center}
.banner .cap{position:absolute;left:0;right:0;bottom:0;padding:18px 22px;background:linear-gradient(180deg,rgba(4,26,60,0),rgba(4,26,60,.92));font-weight:800;font-size:22px}
.banner .cap span{display:block;font-size:14px;font-weight:600;color:var(--mut)}
.cta{margin:20px 0 6px;text-align:center}
.cta .sub{color:var(--mut);font-size:13px;margin-top:8px}
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:18px 0 8px}
.fact{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:14px 16px}
.fact b{display:block;font-size:11px;letter-spacing:1.2px;text-transform:uppercase;color:var(--acc);margin-bottom:5px}
.fact span{font-size:15px;font-weight:700}
.toc{background:var(--card2);border:1px solid var(--line);border-radius:14px;margin:26px 0;overflow:hidden}
.toc button{width:100%;background:none;border:0;color:var(--txt);font:800 16px/1 inherit;padding:16px 18px;display:flex;justify-content:space-between;align-items:center;cursor:pointer}
.toc ol{display:none;margin:0;padding:0 18px 16px 36px;columns:2}
.toc.open ol{display:block}
.toc li{color:var(--mut);font-size:14px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:16px 0 8px}
.tile{background:var(--card);border:1px solid var(--line);border-radius:14px;overflow:hidden;display:block;color:inherit;transition:transform .15s,border-color .15s}
.tile:hover{transform:translateY(-3px);border-color:var(--cy);text-decoration:none}
.tile img{width:100%;aspect-ratio:1/1;object-fit:cover}
.tile .m{padding:10px 12px;display:block}
.tile .m b{display:block;font-size:14px}
.tile .m span{font-size:12px;color:var(--mut)}
.pgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:16px 0}
.pcard{background:var(--card);border:1px solid var(--line);border-radius:16px;overflow:hidden;display:block;color:inherit;transition:transform .15s,border-color .15s}
.pcard:hover{transform:translateY(-3px);border-color:var(--cy);text-decoration:none}
.pcard img{width:100%;height:170px;object-fit:cover}
.pcard .t{padding:14px 16px;display:block}
.pcard b{display:block;font-size:17px;margin-bottom:5px}
.pcard span{font-size:14px;color:var(--mut)}
.row{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin:14px 0}
.row .it{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:12px 18px;min-height:56px;display:flex;align-items:center}
.row .it img{height:26px;width:auto}
.row .it span{font-size:14px;color:#dcebff;font-weight:700}
table{width:100%;border-collapse:collapse;margin:14px 0;font-size:15px}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left}
th{background:var(--card);color:var(--acc);font-size:13px;text-transform:uppercase;letter-spacing:.6px}
.box{background:var(--card2);border:1px solid var(--line);border-left:4px solid var(--acc);border-radius:12px;padding:16px 18px;margin:16px 0}
.author{display:flex;gap:16px;align-items:flex-start;background:var(--card);border:1px solid var(--line);border-radius:16px;padding:18px;margin:30px 0}
.author img{width:84px;height:84px;border-radius:50%;object-fit:cover;flex:0 0 84px}
.author b{display:block;font-size:17px}
.author .r{color:var(--acc);font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.8px;margin-bottom:6px}
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line);padding:14px 0}
.faq summary{cursor:pointer;font-weight:700;font-size:16px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--acc);font-size:20px;line-height:1}
.faq details[open] summary::after{content:"\2212"}
.faq p{margin-top:10px;color:var(--mut)}
footer{background:var(--bg2);border-top:1px solid var(--line);margin-top:40px;padding:30px 0 96px}
footer .fl{display:flex;flex-wrap:wrap;gap:22px;align-items:center;justify-content:space-between}
footer img.lg{height:38px;width:auto}
footer .badges{display:flex;gap:12px;align-items:center}
footer .badges img{height:32px;width:auto}
footer p{font-size:13px;color:var(--mut);margin-top:16px}
.mcta{display:none}
@media(max-width:900px){
 nav.main{display:none}
 .facts{grid-template-columns:repeat(2,1fr)}
 .grid{grid-template-columns:repeat(2,1fr)}
 .pgrid{grid-template-columns:1fr}
 h1{font-size:29px}
 h2{font-size:22px}
 .banner img{height:210px}
 .banner .cap{font-size:17px;padding:14px 16px}
 .toc ol{columns:1}
 .mcta{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;gap:8px;padding:10px 12px;background:rgba(4,32,74,.97);border-top:1px solid var(--line)}
 .mcta a{flex:1}
}